Don’t Worry About a Market Crash. Prepare for It!

SUMMARY Market crashes are bound to happen Instead of being fearful, investors can prepare for it 4 key points on how to prepare for a stock market crash 1. Introduction Source: www.thebubblebubble.com Market crashes!! It happened on a Monday in October 1987 when the Dow Jones Index lost more than 20% of its value. As we can see from the extract, the market rose in value very steadily before the …

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Why We Should Celebrate When Bear Markets Come

SUMMARY Investors need to answer an important question: What do they do when bear markets arrive Is there a difference between what they said they would do and the reality of the situation? Over the long term, one thing is certain; markets will recover and investors can take advantage of bear markets to earn superior returns 1. Introduction This scenario that I’m about to describe may sound familiar to most …

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Safeguard your Savings

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The 2008 Wall Street financial meltdown that almost scuttled the world financial market was the result of people engaging in trades which they did not fully understand – the so-called experts in government, the banks and the academia of world-renowned institutions such as Harvard. If you wish, check out this documentary – Inside Job – among many other published US congressional findings, articles and videos. *** As usual, it was …

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Brexit and the Singapore Investor

Brexit, Britain exiting the European Union (EU), is all the news now. You cannot open a newspaper, watch news on TV or even surf the usual internet news platforms without getting bombarded by something or another that screams BREXIT. In the media’s eagerness to gain eyeballs and readership, one encounters more and more amusing (I’m being polite here) angles about the consequences of Brexit – mostly forebodings of bad but …

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Billionaires never stop Reading

Billionaires Never Stop Learning

One primary habit of billionaires is they read a lot, covering financial literacy, investment portfolios and many other topics. Read at least 30 minutes a day. Maximise your time on the MRT or bus. Constantly add to your expert knowledge on personal finance, personal financial planning and personal investment portfolio. When you tire or feel like a break, read other subjects – especially subjects your clients are into – and …

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More to Saving than saving

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Singapore has one of the highest saving rates in the world. This is not surprising as many Singaporeans remain deluded and believe that upon retirement they can live on about $1,000 per month. When pressed, they reveal that once they sell their HDB flat and downgrade, then, surely that windfall will be enough to tide them right through. The sad fact is when retirement descends on them, these same people …

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Planning for Success

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Planning for success starts with us, the individual, and every successful person plans – and so can you! Start small and the immediate results will enthuse you to plan more. Soon, planning will become a habit. Start with the easily reversible plans – that’s starting small. You make decisions every day, these eat up your time and soon fatigue sets in. Beyond a threshold, subsequent decisions become sub-optimal and your …

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Your Ultimate List Of Financial Statement Definitions Part 2 of 2

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Profitability 1. Gross Margin Definition Gross Margin is the percentage of Gross Profit out of sales or Revenue. Gross Margin (A: Dec. 2013 ) = Gross Profit (A: Dec. 2013 ) / Revenue (A: Dec. 2013 ) = (Revenue – Cost of Goods Sold) / Revenue = (204.71 – 40.471) / 204.71 = 164.2 / 204.71 = 80.23 % A positive Gross Profit is only the first step for a company to make …

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Your Ultimate List Of Financial Statement Definitions Part 1 of 2

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Financial Statements Consists of Balance Sheet -What a company owns, what it owes & what is left over Income Statement -Sales and Expenses, Profit or Loss Cash flow Statement -Sources, uses and balance of Cash Fundamentals   1.Earnings Per Share (EPS) Definition Earnings Per Share (EPS) is the amount of earnings per outstanding share of the companys stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted …

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Four Investment Tips For Women, From Author And Entrepreneur Mary Buffett

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  Mary Buffett is a best-selling author, international speaker, entrepreneur, political and environmental activist. Her first book Buffettology, co-written with David Clark in 1997, was an immediate New York Times and Business Week best-seller. Since that time, all seven of her books have been best-sellers. She was also Warren Buffett’s former daughter-in-law. On 11 July 2015, during the World Value Investing Fest held in Singapore,  she has revealed some of Warren Buffett’s …

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