Safeguard your Savings

The 2008 Wall Street financial meltdown that almost scuttled the world financial market was the result of people engaging in trades which they did not fully understand – the so-called experts in government, the banks and the academia of world-renowned institutions such as Harvard. If you wish, check out this documentary – Inside Job – among many other published US congressional findings, articles and videos. *** As usual, it was …

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Billionaires never stop Reading

One primary habit of billionaires is they read a lot, covering financial literacy, investment portfolios and many other topics. Read at least 30 minutes a day. Maximise your time on the MRT or bus. Constantly add to your expert knowledge on personal finance, personal financial planning and personal investment portfolio. When you tire or feel like a break, read other subjects – especially subjects your clients are into – and …

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More to Saving than saving

Singapore has one of the highest saving rates in the world. This is not surprising as many Singaporeans remain deluded and believe that upon retirement they can live on about $1,000 per month. When pressed, they reveal that once they sell their HDB flat and downgrade, then, surely that windfall will be enough to tide them right through. The sad fact is when retirement descends on them, these same people …

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Singapore Savings Bonds: Should Be Buy It?

New Kid on the Block – The Singapore Savings Bond The Singapore Savings Bond (SSB) was recently introduced by the Singapore Government and the Monetary Authority of Singapore (MAS). The key features of the Singapore Savings Bond includes Principal guaranteed by the Singapore Government (top AAA credit rating with key rating agencies such as S&P) Interest rate linked to the 10 Year Singapore Government Securities (SGS) No lock in period …

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Exchange Traded Funds In Singapore

What is Exchange Traded Funds (ETFs)  ?  An exchange-traded fund (ETF) is an investment vehicle that allows investors to buy an entire basket of securities through a single security on a stock exchange . ETFs track and aim to replicate the returns of a particular stock market index, some of which are well known indices such as the , while others are based on specific themes such as a specific geographic …

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Stock Market Strategies Part 4

Hi friends, This is last part of the series on the “4 Market Strategies”, it is based on the news article featured  when we were speaking in Malaysia. You can read the previous post here: Stock Market Strategies Part 1 Stock Market Strategies Part 2 https://www.investment-in-stocks.com/stock-market-strategies-part-3/ This final part, we will be talking about … “#4: Writing Options Another strategy adopted by Buffett himself, which is unknown to even many …

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REITs Part 3 – Hospitality REITs

Hi friends, In the last 2 posts, we talked about 2 categories of REIT: Retail Reits and Healtcare Reits. You can read them by clicking on these links: Retail: https://www.investment-in-stocks.com/reits-part-1-retail-reits/ Healthcare: https://www.investment-in-stocks.com/reits-part-2-health-care-reits/ Today, lets talk about one of the high property yield type of REIT: Hospitality REITs. Here are some Hospitality REITs we have access to:     The 2 featured above are CLD Hospitality  and Ascott REITs. I have screen …

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REITs Part 2 – Health Care REITs

Hi Friends, This is the part 2 on the follow up discussion on Real Estate Investment Trusts (REITs). In the first post, we look into Retail REITs which are basically REITs that hold onto shopping malls as their property. You can read the post here REITs Part 1 – Retail REITs Today, lets look into another type REIT which I personally like – Health Care REITs. For Health Care REITs, …

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REITs Part 1 – Retail REITs

Hi friends, Would you like to own multiple properties and collect rental? Well REITs (Real Estate Investment Trust) is one way that we can do it. Just imagine putting aside some money every month to purchase a portion of some properties. Given time, you would have open up a pretty decent stream of rental income. As investor, we need to understand that there are different types of REITs holding onto …

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Index ETFs – Why, How and When

Dear Friends, One of my professors in my university days said that, “Most People cannot beat the Market. so don’t even try.” He followed up by saying, “Just follow the market and you will be fine. After some time investing and sharing my experience in investing, i realised that what my professor said is in fact factual. Most people really cannot beat the market and I truly believe that it …

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